Underwriting Calculator
Run your numbers like a pro. Input your acquisition costs, rehab estimates, and financing details to project your profit and ROI.
Property & Acquisition
Financing (Hard/Private Money)
80%
Loan Amount: $200,000
10.0%
Monthly Interest: $1,667
2%
Points Cost: $4,000
Holding & Closing Costs
2%
$5,000
6%
$24,000
Rental & Cash Flow Analysis
Projected Net Profit
$54,000
Return on Investment (ROI): 44.3%
Profit Margin: 13.5% | 70% Rule: Over MAO
Flip Deal Quality
Excellent
- •Strong ROI of 44.3%
- •Healthy profit margin of 15.6%
Purchase + Wholesale Fee$260,000
Repairs$40,000
Total Closing Costs$29,000
Holding Costs (6 mo)$3,000
Financing Costs (Points + Int)$14,000
Total Project Cost$346,000
Capital Requirements
Down Payment$50,000
Out of Pocket Costs$59,000
Total Cash Needed$122,000
70% Rule Check
Max Allowable Offer: $240,000
Your offer: $250,000 (Over MAO)
Strategy Comparison: Flip vs Hold
Compare your exit strategies side-by-side.
| Metric | Fix & Flip | Buy & Hold |
|---|---|---|
| Total Cash Needed | $122,000 | $122,000 |
| Projected Profit (Flip) | $54,000 | — |
| ROI (Flip) | 44.3% | — |
| Monthly Cash Flow | — | $150 |
| Annual Cash Flow | — | $1,800 |
| Cash-on-Cash Return | — | 1.5% |
| Cap Rate | — | 6.8% |
| DSCR | — | 1.1 |
| GRM | — | 9.666666666666666 |
Purchase Price Sensitivity
How purchase price changes affect projected profit.
Repair Cost Sensitivity
How repair cost overruns affect your profit.
ARV Sensitivity
How ARV changes affect your projected profit.
